关键词: 保险, 危险, 危险承担, 义务, 状态

Abstract:

The insurer's main contractual obligation is risk bearing, that is to undertake and continue to shoulder the specific risk transferred from the insured. In order of the proper performance of the risk bearing, in the fundamental sense, the insurer is required to establish effectively and maintain a state. The insurer is also required to maintain adequate solvency. After the underwritten accident, the insurer is required to perform the explicit property payment in time. Effective setting and actual performance of risk bearing obligation exist in the process of the insurance contract. In essence, the concept of “Risk Bearing” has enhanced the determinacy of the structure about the insurance contract, it also helps to understand the important principles and rules of the insurance law from a new perspective.

Key words: Insurance, Risk, Risk Bearing, Obligation, State